Silver coins, paper bills and plastic cards. Even in payments we are in constant development. Now the time has come for invisible payments.

The hoopla is all about easier and more seamless transactions, on the fly. Payments where you don't have to juggle wallets, credit cards and receipts in crowded places like the subway or a busy shopping center.

It's all about making transactions smooth, and an integrated part of your everyday life – both on and off work. Therefore, it is not difficult to see why all major technology companies are bending over backwards to create the best invisible payment solution on the market.

Invisible payments are good news for all business travelers. Not that the old chip and PIN don't work properly, but this new type of payment method lets you focus on other, more important things. Like getting off at the right bus stop or finding your gate at the airport.

It should be mentioned that most new payment solutions are overlaps, meaning they all utilize an established financial infrastructure. And it is the same system that most - if not all - of the larger companies are already using. It is however a completely different thing to optimize the system to get the most out of the new order.

Invisible payments are yet another important step towards optimizing data flow - especially for managers back at the office who keep track of all the expense reports that flow into their system.

When invisible payments have been accepted, partly fueled by the simplicity and agility of payments between individuals, people will have demands on how other payments are made. And in the long run, invisible payments will also move into the world of B2B. This in turn will make implementation of e-commerce easier on a broad scale.

So this new payment method may be invisible to the naked eye. But on a large scale there is nothing that goes unnoticed when it comes to simpler, faster and smarter payments.