We would like to draw your attention that our websites use cookies. A cookie is a piece of information that a website transfers to the cookie file on your computer or device.

There are two types of cookies. Persistent cookies remains permanently on the cookie file of your device. They are used, for example, to recognize that you are a returning visitor to the site and adapt the website's content to fit your needs or to collect statistical data.

Session cookies are temporary and will disappear when you exit the website or close your browser. Session cookies may be used in order to enable certain site functions such as applying for a product or carry out online transactions, etc.

Why we use cookies

We use cookies to facilitate a better user experience. Cookies enable our web servers to recognize you and automatically adapt the website’s content to fit your needs. Using cookies makes it easier for us to learn about our users' needs. They also provide us with usage statistics which enable us to measure and improve our website's performance. However, we never save any personal data about you.

Our cookies can be created by different providers that help us to deliver our web services. These cookies are used, for instance, to facilitate e-commerce and to collect usage statistics.

Cookies used for card based e-commerce

When using your card online, our system for secure e-commerce sometimes uses cookies from other websites than the one you are visiting. The cookies help to save your settings and protect your transactions.

Consent to the usage of cookies

Users of our websites are deemed to consent to the usage of cookies if their web browser is set to accept cookies. If you do not accept cookies, the operation of a number of our website's services and functions will be restricted, for example in being able to retain your personal settings or carrying out online transactions.

If you want to disable cookies

You can of cource choose whether or not you want to accept cookies on your web browser. If you do not want to accept cookies, you can set your browser to automatically disable them, or to inform you on each occasion when a website is requesting to add a cookie. Please refer to the support function on your web browser in order to make the necessary settings.

Amendments

These provisions may be changed from time to time without notice in order for us to be compliant with the legislation and/or generally accepted practice relating to cookies.