Terms, conditions and prices

Prices as of 1 February 2024

Eurocard Gold

*The effective interest rate on a credit of NOK 15 000 over 12 months is 33.87%. Credit cost will be NOK 2,333, and the total amount will be NOK 17,333.

Based on the card being used for 10 purchases in Norway, 1 cash withdrawal in Norway, 3 purchases abroad and 1 cash withdrawal abroad. Each purchase and cash withdrawals amounts to NOK 1,000 so that the total amount will be NOK 15,000. The sum will be paid back in 12 equal installments.

Eurocard Platinum

*The effective interest rate on a credit of NOK 70,000 over 12 months is in the range from 21.25% to 27.11%. Credit cost will be between NOK 7,360 to NOK 9,055, and the total amount will be between NOK 77,360 to NOK 79,055 (27.11% if the annual fee is NOK 1,695).

Based on the card being used for 10 purchases in Norway, 1 cash withdrawal in Norway, 3 purchases abroad and 1 cash withdrawal abroad. Each purchase and cash withdrawals amounts to NOK , 000 so that the total amount will be NOK 15,000. The sum will be paid back in 12 equal installments.

Terms and Conditions

Terms and Conditions (pdf)
Cancellation form - in Norwegian (pdf)
Standardized European Consumer Credit Information - in Norwegian (pdf)
Terms for digital receipts - in Norwegian (pdf)
Use of credit score models - in Norwegian

Currency conversion from foreign currency to Norwegian kroner (NOK)

When converting from foreign currency to NOK, the exchange rate received by Eurocard from Mastercard, along with a currency discount, is used. Information about currency and currency conversion can be found in the price list and in section 7 of the Terms and Conditions.

Check your exchanges rates

Tips for how to use credit cards responsibly

Used correctly, a credit card will give you access to benefits, flexibility and interest-free credit. However, it is important to remember that using a credit card can affect your finances. Before applying for this credit card, we recommend that you study the terms and conditions, the cost of using it, the effective interest rate and other relevant information.

You will receive an invoice for the purchases you made during the period once a month, stating the balance you are required to pay. If you choose to postpone parts of the payment by switching to a different sum, interest will be charged on the amount outstanding after the due date. You will also be charged interest and other costs if you forget to pay the invoice by or on the due date. In contrast, you will not be charged interest if you pay the full amount outstanding stated on the invoice by or on the due date. So remember that the sooner you pay down the amount outstanding, the lower the interest charges will be. 

Think about how you plan to use the card before applying for it and give careful consideration to the credit limit that suits your needs and your financial situation. Don’t forget that in a worst case scenario, using a credit card may lead to payment issues if you should find yourself in a situation where you cannot pay what you owe. So, use the Eurocard app to help you keep a close eye on your spending at all times, and to check how much you are charging to your card. Via the app, you can always access an up-to-date overview of your purchases, balance and invoices. You use the app to request notifications when you make purchases, to approve online purchases and, if necessary, to block your card.