Partial payment

Having a credit limit means the option of choosing a limit on how much of your invoice you will be able to pay. You decide the amount you want to pay on the invoice each month (3 %, and a minimum of NOK 300).

There is no extra charge for the ability to pay in partial payments, and you only pay an interest on those months where you actually choose not to pay the whole amount. On your invoice it is clearly stated what the minimum amount to pay is, the rest can be postponed for future invoices.

If you don’t already have the option to partially pay your invoice, or if you want to change your current credit limit, you can easily apply through our app or by logging in to the website.

About partial payment

• You can choose a credit limit of NOK 10,000 (up to 15 % of your annual income.)
• You choose how much you want to pay when the invoice arrives, at least 3 % of the invoice total amount (minimum NOK 300) as long as the amount is within the credit limit. Of course, you can pay the entire invoice at once whenever you wish.
• You only pay interest from the day you start with partial payment, which means you pay interest from the day the invoice is due - not from the date of purchase.
• There is still fixed upper purchase limit for how much you can purchase with your card, even if you choose a partial payment of your invoice.

If you choose to postpone the payment of the outstanding balance, interest will accrue. Remember that the more you pay per month, the shorter the time it takes to pay off the outstanding amount, and the lower the interest cost.

Eurocard Gold: The effective interest rate on a credit of NOK 15 000 over 12 months is 33.87%. Credit cost will be NOK 2,334, and the total amount will be NOK 17,334.

Eurocard Platinum: The effective interest rate on a credit of NOK 70,000 over 12 months is in the range from 21.25% to 27.11%. Credit cost will be between NOK 7,360 to NOK 9,055, and the total amount will be between NOK 77,360 to NOK 79,055 (27.11% if the annual fee is NOK 1,695).