Eurocard Gold

Prices as per 15. June 2021

Private card DKK 1.125
Double card DKK 140
Family card DKK 140
Other prices  
Arrangement fee DKK 0
Cash withdrawal fees* 2 % of the amount withdrawn (min. DKK 50)
Currency surcharge 2 % purchase/cash withdrawals, foreign currency
Debit interest rate per July 21, 2012 12,96 %
Replacement card (blocked card/customer asks for replacement) DKK 150
Electronic invoice DKK 0
Fee for account statement on paper DKK 20
Copy of invoice DKK 100
Copy of note (only if note = invoiced) DKK 150
Increased credit limit on credit agreement DKK 0
Card delivery abroad DKK 200
Express delivery of card DKK 250
Emergency cash within 48 hours DKK 500
Termination fee (upon termination within 6 months of card creation) DKK 100
Respite of payment DKK 200
Reforwarding of payment slips in connection with settlement scheme DKK 100
Lounges See all lounges and prices here
Options
Payment protection 0,85 % of outstanding balance/month
Accident insurance with life protection, (1 person) DKK 130/month (DKK 1 000,000 invalidity insurance amount)
Accident insurance with life protection, (2 persons) DKK 210/month (DKK 1 000,000 invalidity insurance amount)
Accident insurance with life protection, (1 person) DKK 235/month
(DKK 2 000,000 invalidity insurance amount)
Accident insurance with life protection, (2 persons) DKK 385/month
(DKK 2 000,000 invalidity insurance amount)
Reminder fee** DKK 100
Collection fee** DKK 100
Payment per hour excl VAT*** DKK 500
Payment IT, per hour excl VAT*** DKK 1.000
Registration*** According to applicable law
Obtaining office copy of the Land Register*** DKK 175



 

*The following limitations apply to cash advances drawn from ATM:
Max DKK 6.000 per day although max DKK 30.000 running 30 days.
Locally limitations per withdrawal may apply in foreign countries.

**Penalty interest, Private Card: Reference rate 8.00%, although no less than the interest rate set for the account, cf. the price sheet applicable at any time

***Establishment of voluntary settlement: Extrajudicial debt-collection costs are calculated pursuant to statutory order no. 601 of 12 July 2002.


Payment fee: Payment recipients may require a fee to accept the card.

Terms and Conditions

Terms and Conditions - in Danish (pdf)
Terms for digital receipts - in Danish (pdf)

Standardized European Consumer Credit Information

Eurocard Gold - in Danish (pdf)

 

Example of total credit cost, when using Eurocard card account with credit agreement:


Example of total credit cost, including OPP at 100% use of credit agreement when using Eurocard Gold
Nominal interest rate 12,25%
Annual debit interest rate 12,96%
Credit maximum DKK 75.000
Use of credit limit in percentage 100%
Loan amount DKK 75.000
Recognized annual fee DKK 1.125
Total interest during loan term DKK 9.188
Loan amount + credit cost DKK 85.313
Annual percentage cost (OPP) 14,89%

The statement has been calculated in accordance with the requirements of the law, as if the credit maximum only applies for 1 year, as it has been agreed that the account’s credit maximum only applies until further notice. The interest rate is variable, calculated by the debt and is attributed each month.

Currency conversion from foreign currency to DKK

When converting from a foreign currency the exchange rate received by Eurocard from Mastercard is used. Exceptions may occur. For all currencies there is a currency exchange surcharge, as stated in the price list.
Check your exchanges rates