Terms, conditions and prices
Prices as of 1 June 2023
Annual price |
|
Private card |
|
| Eurocard Gold | SEK 525/year or 45/month |
| Eurocard Platinum | SEK 1,500/year or 130/month Price as of 1 Feb 2024: SEK 1695/ year or SEK 145/month |
Discount price if you already have a corporate card |
|
| Eurocard Gold | SEK 245/year or 23/month |
| Eurocard Platinum | - |
Family card |
|
| Eurocard Gold | SEK 245/year or 23/month |
| Eurocard Platinum | SEK 0 for the first card, otherwise 750/year or 65/month per card |
Other prices |
|
Electronic invoice |
|
| Eurocard Gold | SEK 0 |
| Eurocard Platinum | SEK 0 |
Paper invoice |
|
| Eurocard Gold | SEK 40 |
| Eurocard Platinum | SEK 40 |
Cash withdrawal fees |
|
| Eurocard Gold | 3 % of the amount withdrawn (min. SEK 40) |
| Eurocard Platinum | 3 % of the amount withdrawn (min. SEK 40) |
Currency surcharge |
|
| Eurocard Gold | 2 % purchase/cash withdrawals, foreign currency plus additional costs charged by Mastercard. |
| Eurocard Platinum | 2 % purchase/cash withdrawals, foreign currency plus additional costs charged by Mastercard. |
Sms-balance |
|
| Eurocard Gold | SEK 0/sms + any operator fee |
| Eurocard Platinum | SEK 0/sms + any operator fee |
Replacement card |
|
| Eurocard Gold | SEK 150 |
| Eurocard Platinum | SEK 150 |
Express delivery of card |
|
| Eurocard Gold | SEK 400 |
| Eurocard Platinum | SEK 400 |
Card delivery abroad |
|
| Eurocard Gold | SEK 400 |
| Eurocard Platinum | SEK 400 |
Copy of invoice |
|
| Eurocard Gold | SEK 100 |
| Eurocard Platinum | SEK 100 |
Reminder fee |
|
| Eurocard Gold | SEK 60 |
| Eurocard Platinum | SEK 60 |
Delay fee |
|
| Eurocard Gold | SEK 95 |
| Eurocard Platinum | SEK 95 |
Collection fee |
|
| Eurocard Gold | SEK 180 |
| Eurocard Platinum | SEK 180 |
Overdue interest** |
|
| Eurocard Gold | 2,5 % per month |
| Eurocard Platinum | 2,5 % per month |
Annual credit interest |
|
| Eurocard Gold | 11,8 % Interest as of 1 Feb 2024: 14,80 % |
| Eurocard Platinum | 11,8 % Interest as of 1 Feb 2024: 14,00 % |
Effective interest rate* |
|
| Eurocard Gold | 13,07 % Interest as of 1 Feb 2024: 16,17 % |
| Eurocard Platinum | 14,87 % Interest as of 1 Feb 2024: 17,68 % |
Options |
|
10 extra days til due date |
|
| Eurocard Gold | SEK 175/year |
| Eurocard Platinum | SEK 175/year |
StopService |
|
| Eurocard Gold | SEK 297/year |
| Eurocard Platinum | No additional fee |
Payment protection |
|
| Eurocard Gold | 0,75 % of outstanding balance/month |
| Eurocard Platinum | - |
Personal accident insurance, Singel Standard (1 person) |
|
| Eurocard Gold | SEK 75/month (SEK 1 000,000 invalidity insurance amount) |
| Eurocard Platinum | SEK 75/month (SEK 1 000,000 invalidity insurance amount) |
Personal accident insurance, Couple Standard (2 persons) |
|
| Eurocard Gold | SEK 135/month (SEK 1 000,000 invalidity insurance amount/person) |
| Eurocard Platinum | SEK 135/month (SEK 1 000,000 invalidity insurance amount/person) |
Personal accident insurance, Single Plus (1 person) |
|
| Eurocard Gold | SEK 140/month (SEK 2 000,000 invalidity insurance amount) |
| Eurocard Platinum | SEK 140/month (SEK 2 000,000 invalidity insurance amount) |
Personal accident insurance, Couple Plus (2 persons) |
|
| Eurocard Gold | SEK 265/month (SEK 2 000,000 invalidity insurance amount/person) |
| Eurocard Platinum | SEK 265/month (SEK 2 000,000 invalidity insurance amount/person) |
**The overdue interest on late on late collection is annual interest plus 8 %.
Eurocard Gold
*The agreement is valid for a year at a time and comes with an annual price of SEK 525. The annual credit interest is 11,8% per year. The effective interest rate, based on a credit amount of SEK 35,000, is 13,07 %. The total amount due when using the credit amount to the maximum during a year, is 39,311 SEK. The minimum amount to pay is 5 % of the credit amount.
On February 1, 2024, the interest rate on Eurocard Gold will be increased by 3,00 percentage. The new interest rate is 14,80 %. The increase of the interest rate means that it will be more expensive to partially pay off the debt. If you do not agree with the changes, you can cancel your card free of charge by sending a secure message via the Eurocard app or My Eurocard on eurocard.com.
Eurocard Platinum
*The agreement is valid for a year at a time and comes with an annual price of SEK 1,500. The annual credit interest is 11,8% per year. The effective interest rate, based on a credit amount of SEK 50,000, is 14,87 %. The total amount due when using the credit amount to the maximum during a year, is SEK 56,908. The minimum amount to pay is 5 % of the credit amount.
On February 1, 2024, the interest rate on Eurocard Platinum will be increased by 2,2 percentage. The new interest rate is 14,0 %. The increase of the interest rate means that it will be more expensive to partially pay off the debt. If you do not agree with the changes, you can cancel your card free of charge by sending a secure message via the Eurocard app or My Eurocard on eurocard.com
Terms and Conditions
Terms and Conditions - in Swedish (pdf)
Standardized European Consumer Credit Information - in Swedish (pdf)
Terms for digital receipts - in Swedish (pdf)
Currency conversion from foreign currency to SEK
When converting from a foreign currency to SEK or when exchanging currency, the exchange rate received by Eurocard is used. The exchange rate consists of a reference exchange rate received by Eurocard from Mastercard and applicable on the day of the transaction, Mastercard will receive, together with a currency exchange surcharge as stated in the price list. Other reference exchange rates may in exceptional cases be applied.