Terms, conditions and prices
Price list applicable as of August 30, 2024
Terms and Conditions:
Terms and Conditions (pdf)
New Terms and Conditions from December 10, 2026 - in Swedish (pdf)
Standardized European Consumer Credit Information - in Swedish (pdf)
Terms for digital receipts - in Swedish (pdf)
Annual price |
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Private card |
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| Eurocard Gold | SEK 525/year or 45/month (New price as of 1 Nov 2026: SEK 588/year or SEK 49/month |
| Eurocard Platinum | SEK 1,695/ year or SEK 145/month (New price as of 1 Nov 2026: SEK 1,880/year or SEK 165/month , |
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Discount price if you already have a corporate card |
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| Eurocard Gold | SEK 245/year or 23/month |
| Eurocard Platinum | - |
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Family card |
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| Eurocard Gold | SEK 245/year or 23/month |
| Eurocard Platinum | SEK 0 for the first card, otherwise 750/year or 65/month per card |
Other prices |
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Electronic invoice |
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| Eurocard Gold/ Eurocard Platinum | SEK 0 |
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Invoicing fee (not on electronical invoice) |
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| Eurocard Gold/ Eurocard Platinum | SEK 40 |
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Cash withdrawal fees |
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| Eurocard Gold/ Eurocard Platinum | 3 % of the amount withdrawn (min. SEK 40) |
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Currency surcharge |
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| Eurocard Gold/ Eurocard Platinum | The exchange rate is Mastercard’s reference rate plus MasterCard’s markup. On top of this rate, we add our currency fee of 2%. |
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Sms-balance |
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| Eurocard Gold/ Eurocard Platinum | SEK 0/sms + any operator fee |
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Replacement card |
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| Eurocard Gold/ Eurocard Platinum | SEK 175 |
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Express delivery of card |
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| Eurocard Gold/ Eurocard Platinum | Within the Nordics: SEK 550, outside the Nordics: SEK 900 |
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Card delivery abroad |
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| Eurocard Gold/ Eurocard Platinum | SEK 400 |
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Copy of invoice |
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| Eurocard Gold/ Eurocard Platinum | SEK 100 |
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Reminder fee |
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| Eurocard Gold/ Eurocard Platinum | SEK 60 |
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Collection fee |
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| Eurocard Gold/ Eurocard Platinum | SEK 180 |
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Overdue interest** |
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| Eurocard Gold/ Eurocard Platinum | Reference rate + 20 percentage points*** |
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Annual credit interest |
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| Eurocard Gold | 14,80 % |
| Eurocard Platinum | 14,00 % |
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Effective interest rate* |
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| Eurocard Gold | 16,17 % (From 1 Nov 2026:16,40 %) |
| Eurocard Platinum | 17,68 % (From 1 Nov 2026:18,41 %) |
Options |
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10 extra days til due date |
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| Eurocard Gold/ Eurocard Platinum | SEK 175/year |
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Payment protection |
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| Eurocard Gold | 0,75 % of outstanding balance/month |
| Eurocard Platinum | - |
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Personal accident insurance, Singel Standard (1 person) |
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| Eurocard Gold/ Eurocard Platinum | SEK 75/month (SEK 1 000,000 invalidity insurance amount) |
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Personal accident insurance, Couple Standard (2 persons) |
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| Eurocard Gold/ Eurocard Platinum | SEK 135/month (SEK 1 000,000 invalidity insurance amount/person) |
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Personal accident insurance, Single Plus (1 person) |
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| Eurocard Gold/ Eurocard Platinum | SEK 140/month (SEK 2 000,000 invalidity insurance amount) |
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Personal accident insurance, Couple Plus (2 persons) |
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| Eurocard Gold/ Eurocard Platinum | SEK 265/month (SEK 2 000,000 invalidity insurance amount/person) |
Payment conditions (from Dec 12, 2026)
If no credit limit has been linked to the account, or if the Account Holder chooses not to utilize an approved credit limit, the entire outstanding account balance must be paid in full on the next statement date.If a credit limit is linked to the account, the minimum amount due on each statement date shall be the sum of: (1) 5 % of the utilized credit limit; and (2) the entire portion of the outstanding balance that exceeds the approved credit limit.
If the sum calculated under items 1 and 2 is less than SEK 400, the Account Holder shall instead pay SEK 400.
Eurocard Gold
*The annual credit interest is 14,80% per year. The effective interest rate, based on a credit amount of SEK 35,000, is 16,17 %. The total amount due when using the credit amount to the maximum during a year, is 40,273 SEK. The minimum monthly payment is 5% of the total debt.
From 1 nov 2026:
Eurocard Gold
*The annual credit interest is 14,80% per year. The effective interest rate, based on a credit amount of SEK 35,000, is 16,40 %. The total amount due when using the credit amount to the maximum during a year, is 40,366 SEK. The minimum monthly payment is 5% of the total debt.
Eurocard Platinum
*The annual credit interest is 14,00% per year. The effective interest rate, based on a credit amount of SEK 50,000, is 17,68 %. The total amount due when using the credit amount to the maximum during a year, is SEK 58,112. The minimum monthly payment is 5% of the total debt.
From 1 Nov 2026:
Eurocard Platinum
*The annual credit interest is 14,00% per year. The effective interest rate, based on a credit amount of SEK 50,000, is 18,41 %. The total amount due when using the credit amount to the maximum during a year, is SEK 58,397. The minimum monthly payment is 5% of the total debt.
**The overdue interest on late collection is: Eurocard Gold 18.80%, Eurocard Platinum 18.05%
***The reference rate, as defined in Section 9 of the Interest Act (1975:635), is determined by the Riksbank twice a year.