Terms, conditions and prices
Price list applicable as of August 30, 2024
Terms and Conditions:
Terms and Conditions (pdf)
Standardized European Consumer Credit Information - in Swedish (pdf)
Terms for digital receipts - in Swedish (pdf)
Annual price |
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|
Private card |
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| Eurocard Gold | SEK 525/year or 45/month |
| Eurocard Platinum | SEK 1695/ year or SEK 145/month |
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Discount price if you already have a corporate card |
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| Eurocard Gold | SEK 245/year or 23/month |
| Eurocard Platinum | - |
|
Family card |
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| Eurocard Gold | SEK 245/year or 23/month |
| Eurocard Platinum | SEK 0 for the first card, otherwise 750/year or 65/month per card |
Other prices |
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Electronic invoice |
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| Eurocard Gold/ Eurocard Platinum | SEK 0 |
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Invoicing fee (not on electronical invoice) |
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| Eurocard Gold/ Eurocard Platinum | SEK 40 |
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Cash withdrawal fees |
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| Eurocard Gold/ Eurocard Platinum | 3 % of the amount withdrawn (min. SEK 40) |
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Currency surcharge |
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| Eurocard Gold/ Eurocard Platinum | The exchange rate is Mastercard’s reference rate plus MasterCard’s markup. On top of this rate, we add our currency fee of 2%. |
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Sms-balance |
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| Eurocard Gold/ Eurocard Platinum | SEK 0/sms + any operator fee |
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Replacement card |
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| Eurocard Gold/ Eurocard Platinum | SEK 175 |
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Express delivery of card |
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| Eurocard Gold/ Eurocard Platinum | Within the Nordics: SEK 550, outside the Nordics: SEK 900 |
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Card delivery abroad |
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| Eurocard Gold/ Eurocard Platinum | SEK 400 |
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Copy of invoice |
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| Eurocard Gold/ Eurocard Platinum | SEK 100 |
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Reminder fee |
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| Eurocard Gold/ Eurocard Platinum | SEK 60 |
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Collection fee |
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| Eurocard Gold/ Eurocard Platinum | SEK 180 |
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Overdue interest** |
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| Eurocard Gold/ Eurocard Platinum | Reference rate + 20 percentage points*** |
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Annual credit interest |
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| Eurocard Gold | 14,80 % |
| Eurocard Platinum | 14,00 % |
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Effective interest rate* |
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| Eurocard Gold | 16,17 % |
| Eurocard Platinum | 17,68 % |
Options |
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10 extra days til due date |
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| Eurocard Gold/ Eurocard Platinum | SEK 175/year |
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Payment protection |
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| Eurocard Gold | 0,75 % of outstanding balance/month |
| Eurocard Platinum | - |
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Personal accident insurance, Singel Standard (1 person) |
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| Eurocard Gold/ Eurocard Platinum | SEK 75/month (SEK 1 000,000 invalidity insurance amount) |
|
Personal accident insurance, Couple Standard (2 persons) |
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| Eurocard Gold/ Eurocard Platinum | SEK 135/month (SEK 1 000,000 invalidity insurance amount/person) |
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Personal accident insurance, Single Plus (1 person) |
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| Eurocard Gold/ Eurocard Platinum | SEK 140/month (SEK 2 000,000 invalidity insurance amount) |
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Personal accident insurance, Couple Plus (2 persons) |
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| Eurocard Gold/ Eurocard Platinum | SEK 265/month (SEK 2 000,000 invalidity insurance amount/person) |
Eurocard Gold
*The annual credit interest is 14,80% per year. The effective interest rate, based on a credit amount of SEK 35,000, is 16,17 %. The total amount due when using the credit amount to the maximum during a year, is 40,273 SEK. The minimum amount to pay is 5 % of the credit amount.
Eurocard Platinum
*The annual credit interest is 14,00% per year. The effective interest rate, based on a credit amount of SEK 50,000, is 17,68 %. The total amount due when using the credit amount to the maximum during a year, is SEK 58,112. The minimum amount to pay is 5 % of the credit amount.
**The overdue interest on late collection is: Eurocard Gold 18.80%, Eurocard Platinum 18.05%
***The reference rate, as defined in Section 9 of the Interest Act (1975:635), is determined by the Riksbank twice a year.