Terms, conditions and prices
Price list applicable as of August 30, 2024
Terms and Conditions
Terms and Conditions - in Swedish (pdf)
Standardized European Consumer Credit Information - in Swedish (pdf)
Terms for digital receipts - in Swedish (pdf)
Annual price |
|
Private card |
|
Eurocard Gold | SEK 525/year or 45/month |
Eurocard Platinum | SEK 1695/ year or SEK 145/month |
Discount price if you already have a corporate card |
|
Eurocard Gold | SEK 245/year or 23/month |
Eurocard Platinum | - |
Family card |
|
Eurocard Gold | SEK 245/year or 23/month |
Eurocard Platinum | SEK 0 for the first card, otherwise 750/year or 65/month per card |
Other prices |
|
Electronic invoice |
|
Eurocard Gold/ Eurocard Platinum | SEK 0 |
Paper invoice |
|
Eurocard Gold/ Eurocard Platinum | SEK 40 |
Cash withdrawal fees |
|
Eurocard Gold/ Eurocard Platinum | 3 % of the amount withdrawn (min. SEK 40) |
Currency surcharge |
|
Eurocard Gold/ Eurocard Platinum | 2 % purchase/cash withdrawals, foreign currency plus additional costs charged by Mastercard. |
Sms-balance |
|
Eurocard Gold/ Eurocard Platinum | SEK 0/sms + any operator fee |
Replacement card |
|
Eurocard Gold/ Eurocard Platinum | SEK 175 |
Express delivery of card |
|
Eurocard Gold/ Eurocard Platinum | Within the Nordics: SEK 550, outside the Nordics: SEK 900 |
Card delivery abroad |
|
Eurocard Gold/ Eurocard Platinum | SEK 400 |
Copy of invoice |
|
Eurocard Gold/ Eurocard Platinum | SEK 100 |
Reminder fee |
|
Eurocard Gold/ Eurocard Platinum | SEK 60 |
Delay fee |
|
Eurocard Gold/ Eurocard Platinum | SEK 95 |
Collection fee |
|
Eurocard Gold/ Eurocard Platinum | SEK 180 |
Overdue interest** |
|
Eurocard Gold/ Eurocard Platinum | 4,0 % per month |
Annual credit interest |
|
Eurocard Gold | 14,80 % |
Eurocard Platinum | 14,00 % |
Effective interest rate* |
|
Eurocard Gold | 16,17 % |
Eurocard Platinum | 17,68 % |
Options |
|
10 extra days til due date |
|
Eurocard Gold/ Eurocard Platinum | SEK 175/year |
StopService |
|
Eurocard Gold | SEK 297/year |
Eurocard Platinum | No additional fee |
Payment protection |
|
Eurocard Gold | 0,75 % of outstanding balance/month |
Eurocard Platinum | - |
Personal accident insurance, Singel Standard (1 person) |
|
Eurocard Gold/ Eurocard Platinum | SEK 75/month (SEK 1 000,000 invalidity insurance amount) |
Personal accident insurance, Couple Standard (2 persons) |
|
Eurocard Gold/ Eurocard Platinum | SEK 135/month (SEK 1 000,000 invalidity insurance amount/person) |
Personal accident insurance, Single Plus (1 person) |
|
Eurocard Gold/ Eurocard Platinum | SEK 140/month (SEK 2 000,000 invalidity insurance amount) |
Personal accident insurance, Couple Plus (2 persons) |
|
Eurocard Gold/ Eurocard Platinum | SEK 265/month (SEK 2 000,000 invalidity insurance amount/person) |
**The overdue interest on late on late collection is annual interest plus 8 %.
Eurocard Gold
*The agreement is valid for a year at a time and comes with an annual price of SEK 525. The annual credit interest is 14,80% per year. The effective interest rate, based on a credit amount of SEK 35,000, is 16,17 %. The total amount due when using the credit amount to the maximum during a year, is 40,273 SEK. The minimum amount to pay is 5 % of the credit amount.
Eurocard Platinum
*The agreement is valid for a year at a time and comes with an annual price of SEK 1,695. The annual credit interest is 14,00% per year. The effective interest rate, based on a credit amount of SEK 50,000, is 17,68 %. The total amount due when using the credit amount to the maximum during a year, is SEK 58,112. The minimum amount to pay is 5 % of the credit amount.
Currency conversion from foreign currency to SEK
When converting from a foreign currency to SEK or when exchanging currency, the exchange rate received by Eurocard is used. The exchange rate consists of a reference exchange rate received by Eurocard from Mastercard and applicable on the day of the transaction, Mastercard will receive, together with a currency exchange surcharge as stated in the price list. Other reference exchange rates may in exceptional cases be applied.