Thanks to the option of making partial payments of your invoice, combined with the card not having a fixed upper purchase limit, you can make a larger purchase and then allocate the expense over several months.
Having a credit limit means the option of choosing a limit on how much of your invoice you will be able to pay. You decide the amount you want to pay on the invoice each month (a minimum of 5 % of the invoice total amount).
There is no extra charge for the ability to pay in partial payments, and you only pay an interest on those months where you actually choose not to pay the whole amount. On your invoice it is clearly stated what the minimum amount to pay is, the rest can be postponed for future invoices.
If you don’t already have the option to partially pay your invoice, or if you want to change your current credit limit, you can easily apply through our app or by logging in to My Eurocard.*
About partial payment
- You can choose a credit limit of a minimum SEK 10 000 (maximum 20 % of your annual income).
- You choose how much you want to pay when the invoice arrives, at least 5 % of the invoice total amount, as long as the amount is within the credit limit. Of course, you can pay the entire invoice at once whenever you wish.
- You only pay interest from the day you start with partial payment, which means you pay interest from the day the invoice is due - not from the date of purchase.
- There is still fixed upper purchase limit for how much you can purchase with your card, even if you choose a partial payment of your invoice.
Apply on My Eurocard and get an instant answer
Read more about the costs that apply to your card, when choosing a partial payment.
*In order to apply for a credit limit, you need to be personally liable for your invoice. If you have a corporate card, you should ask your employer before activating a credit card.