Terms, conditions and prices
Prices as of August 30 2024
Price per year |
|
Private card |
|
| Eurocard | DKK 480 |
| Eurocard Platinum | DKK 1,695 |
Double card |
|
| Eurocard | DKK 95 |
| Eurocard Platinum | DKK 250 |
Family card |
|
| Eurocard | DKK 120 |
| Eurocard Platinum | DKK 350 |
Other prices |
|
Arrangement fee |
|
| Eurocard/ Eurocard Platinum | DKK 0 |
Cash withdrawal fees |
|
| Eurocard | 2 % of the amount withdrawn (min. DKK 50) |
| Eurocard Platinum | 2 % of the amount withdrawn (min. DKK 50) |
Currency surcharge |
|
| Eurocard/ Eurocard Platinum | 2 % purchase/cash withdrawals, foreign currency plus additional costs charged by Mastercard. |
Debit interest rate per March 1, 2023 |
|
| Eurocard | 19,27 % |
| Eurocard Platinum | 13,99 % |
Replacement card (blocked card/customer asks for replacement) |
|
| Eurocard/ Eurocard Platinum | DKK 175 |
Electronic invoice |
|
| Eurocard/ Eurocard Platinum | DKK 0 |
Fee for account statement on paper |
|
| Eurocard/ Eurocard Platinum | DKK 35 |
Copy of invoice |
|
| Eurocard/ Eurocard Platinum | DKK 100 |
Copy of note (only if note = invoiced) |
|
| Eurocard/ Eurocard Platinum | DKK 150 |
Increased credit limit on credit agreement |
|
| Eurocard/ Eurocard Platinum | DKK 0 |
Express delivery of card outside of the Nordics |
|
| Eurocard/ Eurocard Platinum | DKK 900 |
Express delivery of card within the Nordics |
|
| Eurocard/ Eurocard Platinum | DKK 450 |
Termination fee (upon termination within 6 months of card creation) |
|
| Eurocard/ Eurocard Platinum | DKK 100 |
Respite of payment |
|
| Eurocard/ Eurocard Platinum | DKK 200 |
Reforwarding of payment slips in connection with settlement scheme |
|
| Eurocard/ Eurocard Platinum | DKK 100 |
Lounges |
|
| Eurocard | See all lounges and prices here |
| Eurocard Platinum | See all lounges and prices here |
Options |
|
Payment protection |
|
| Eurocard/ Eurocard Platinum | 0,75 % of outstanding balance/month |
Accident insurance with life protection, (1 person) |
|
| Eurocard/ Eurocard Platinum | DKK 130/month (DKK 1 000,000 invalidity insurance amount) |
Accident insurance with life protection, (2 persons) |
|
| Eurocard/ Eurocard Platinum | DKK 210/month (DKK 1 000,000 invalidity insurance amount) |
Accident insurance with life protection, (1 person) |
|
| Eurocard | DKK 235/month (DKK 2 000,000 invalidity insurance amount) |
| Eurocard Platinum | DKK 130/month (DKK 1 000,000 invalidity insurance amount) |
Accident insurance with life protection, (2 persons) |
|
| Eurocard | DKK 385/month (DKK 2 000,000 invalidity insurance amount) |
| Eurocard Platinum | DKK 210/month (DKK 1 000,000 invalidity insurance amount) |
Reminder fee* |
|
| Eurocard/ Eurocard Platinum | DKK 100 |
Collection fee* |
|
| Eurocard/ Eurocard Platinum | DKK 100 |
Payment per hour excl VAT** |
|
| Eurocard/ Eurocard Platinum | DKK 500 |
Payment IT, per hour excl VAT** |
|
| Eurocard/ Eurocard Platinum | DKK 1,000 |
Registration** |
|
| Eurocard/ Eurocard Platinum | According to applicable law |
Obtaining office copy of the Land Register** |
|
| Eurocard/ Eurocard Platinum | DKK 175 |
Payment fee: Payment recipients may require a fee to accept the card
*Penalty interest, Private Card: Reference rate 8.00%, although no less than the interest rate set for the account, cf. the price sheet applicable at any time
**Establishment of voluntary settlement: Extrajudicial debt-collection costs are calculated pursuant to statutory order no. 601 of 12 July 2002
Terms and Conditions
Terms and Conditions - (pdf)
Terms for digital receipts - in Danish (pdf)
Standardized European Consumer Credit Information
Eurocard - in Danish (pdf)
Eurocard Platinum - in Danish (pdf)
Example of total credit cost, when using Eurocard card account with credit agreement:
| Example of total credit cost, including OPP at 100% use of credit agreement | Eurocard | Eurocard Platinum |
| Nominal interest rate | 17,75% | 13,17% |
| Annual debit interest rate | 19,27% | 13,99% |
| Credit maximum | 50.000 kr. | 100.000 kr. |
| Use of credit limit in percentage | 100% | 100% |
| Loan amount | 50.000 kr. | 100.000 kr. |
| Recognized annual fee | 480 kr. | 1.695 kr. |
| Total interest during loan term | 8.875 kr. | 13.170 kr. |
| Loan amount + credit cost | 59.355 kr. | 114.865 kr. |
| Annual percentage cost (OPP) | 20,62% | 16,21% |
The statement has been calculated in accordance with the requirements of the law, as if the credit maximum only applies for 1 year, as it has been agreed that the account’s credit maximum only applies until further notice. The interest rate is variable, calculated by the debt and is attributed each month.
Currency conversion from foreign currency to DKK
When converting from a foreign currency the exchange rate received by Eurocard from Mastercard is used. Exceptions may occur. For all currencies there is a currency exchange surcharge, as stated in the price list.