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Pay with your card

With your Eurocard you can pay safely both in-store and online. You can also withdraw cash from ATMs and use the card in digital wallets.

In-store

  • What are contactless payments?

    With contactless payments, the card is read when you hold it up to the payment terminal, without the need to swipe or insert the card into the terminal. Your card has this feature if it has contactless payment symbol on it.

    NFC symbol

    When you see the symbol on a payment terminal, you do not need to insert the card, you simply hold it up to the terminal to pay.

    If you make a purchase larger than 400 kroner, you need to enter your PIN code. If you shop for less, it is enough to “blip” it.

  • How do I make a contactless payment?

    Making a contactless payment is easy, you just need to hold the card close to the payment terminal.

    • When paying, hold the card up against the payment terminal. When you hear a beep, the payment has been made.
    • You can make contactless payments for up to 400 kroner without a PIN. But as an additional security measure, you may sometimes be asked to enter your PIN code, even for smaller purchases.
    • If you have several cards in your wallet that support contactless payment, you need to take out the card and hold it separately to the terminal when you pay.
  • How do I activate my card for contactless payments?

    Contactless payment will automatically be activated the first time you make a payment at a terminal with chip and PIN. If you do not wish to have this service on your card, please contact Customer Services.

  • What is a digital wallet?

    A digital wallet can be an app on your mobile phone, a smart watch, a tablet or a PC. It keeps your cards in order and gives you an overview when you shop online or in a store.

    Choose which card you want to pay with and move it to the top of your digital wallet. You can always choose which card you want to use when paying.

Online

  • Can I block my card for online purchases?

    Yes, you can deactivate your card for online purchases if you have one of our private cards. You can close the card completely for online purchases by logging in to My Eurocard and manage your settings under Card Services / Purchase Settings. Corporate cards cannot be completely blocked for online purchases.

    Whatever card you have, we recommend that you keep the preset setting; Safer online purchasing. This way your card is always activated for online purchases affiliated with Mastercard Identity Check and for subscriptions such as Spotify and Netflix. Purchases on other websites may be declined.

    If your payment in an online shop is declined, you will receive an SMS with information on how to activate the card to make a purchase. Therefore, make sure you have your mobile phone available and that you have registered your mobile number on My Eurocard. This way your card can be activated for one hour for online shopping, and your purchase can be completed.

    You are always protected against financial losses – whether you choose to keep the card activated permanently, or just for a while - as long as you have handled the card in accordance with the terms and conditions and have not been negligent.

  • What is Mastercard Identity Check?

    Mastercard Identity Check is a global security standard to which many online stores are associated. This means that you confirm your purchase online with BankID or with a one-time password via SMS.

    You don’t have BankID? Contact your online bank to activate BankID. More information on this can be found at bankid.com.

    Log in to My Eurocard to check that you have the correct mobile number registered with us.

  • What is a CVC code?

    The CVC code is the three-digit code to the right of the signature strip on the back of your card. The CVC code is often required to make online purhcases for safety reasons.

  • I'm trying to shop online but the purchase isn't going through, why?

    We have introduced a new security barrier for online purchases, to protect you as a customer from fraud. Certain online stores may require that you actively open your card to make a purchase, and this could be the reason an online purchase is declined.

    For smooth future online payments, it is important that we have your mobile number. If you attempt to shop on a site that is not considered safe by us, you will receive an SMS. By replying to it, you open your card for online payments for one hour. You then need to make the purchase again.

    The next time you shop online, you can send the same SMS before you shop, opening the card for online shopping for one hour.

  • How can I stay safe while shopping online?

    Use Eurocard and not a bank card that is linked to your bank account. This way you can check all transactions before paying the invoice.

    Keep in mind when using the card online:

    • Never enter card numbers, codes or personal information in any context other than when you pay.
    • CVC is the three-digit code to the right of the signature strip on the back of the card. It is often requested for security reasons when paying online.
    • You can also log in to My Eurocard and choose to open or close your card for online purchasing.
    • Many stores inform about their safety rules on their websites.
    • If you are charged incorrectly, you can contact us to make a complaint.
  • How do I open my card for online purchases for an hour?

    Unless you have chosen "Only in-store purchases” on My Eurocard, your card is always activated to make online purchases affiliated with Mastercard Identity Check, and for your subscriptions (e.g. Spotify and Netflix).

    In other online stores, you may need to activate your card to make a purchase. This is easily done by replying to the SMS that is automatically sent to you if a purchase is stopped by us. You can also choose to activate your card for online purchases in advance by logging in to My Eurocard.

At an ATM

With your mobile phone

  • What is a digital wallet?

    It can be an app on your mobile phone, a smart watch, a tablet or a PC. It keeps your cards in order and gives you an overview when you shop online or in a store.

    Choose which card you want to pay with and move it to the top of your digital wallet. You can always choose which card you want to use when paying.

  • How does paying with your card on your mobile phone work?

    In order to pay by card on your mobile phone, you need to connect your card to one of the payment apps/services found on, for example, the App Store.

    Download the app and follow the instructions to enter your card details in My Eurocard.

    How to pay:

    • Hold your cellphone to the payment terminal.
    • The amount will be displayed on your mobile, and you can confirm the purchase with your fingerprint or a PIN of your choice.
    • The transaction will be on the invoice as usual.
  • What do I do if the payment via my phone doesn’t work?

    If the card is valid and not blocked, the problem is likely to be connected to the store's payment terminal or to the payment app. If you continue to have problems, contact us and we will help you.

  • What is Fitbit Pay?

    Fitbit Pay is a payment service that allows you to make contactless payments in store with your smart watch.

    To get started with Fitbit Pay, make sure your mobile number is registered with Eurocard. You can easily check and register it in the Eurocard app, or if you log into My Eurocard.

    Download the app from Fitbit in the App Store. In the app, you can choose the settings for your card payments. You can pay with all Eurocard cards, and you can register both private and corporate cards in the app.

    Do you have any questions? Contact Fitbit for more information.

  • How safe is it to pay with your card on your mobile phone?

    As a customer, you are always protected against financial losses when you pay with your card on your mobile phone, as long as you have not been negligent when handling your card.

    Read more about card security

Customer support

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My Eurocard

By logging into My Eurocard, you can see your balance, your purchases, all your invoices and your receipts.